Application Flow
The Credit Key application can be a standalone experience or offered within the Checkout flow.
How it work?
Customers can apply for a total credit line(TCL) by either using a standalone application flow or within the Checkout flow. The customer applies once, and uses their total credit line for all purchases.
Standalone flow: The standalone Apply Now flow can be performed via a proprietary merchant Apply Now link, by using the JavaScript SDK only, or via a hybrid integration (APIs and SDK).
In-Checkout Flow: Additionally, the Apply Now flow is available in Checkout for new customer who haven't yet applied upstream in the shopping experience. Apply Now link, On-Site Messaging, other marketing campaigns are the preferred methods for new applicants. For new customers, the Apply Now flow is invoked in checkout, and once completed, the session resumes and the Checkout flow is completed.
Credit Key Application Experience
When a buyer selects Credit Key, they begin a streamlined business credit application designed for fast, automated underwriting.
The application includes:
- Business Information
- Owner Confirmation
- Owner Personal Information
- Two-Factor Authentication
- Instant Decision
Where Do Customers Apply?
Merchants surface Credit Key throughout their site to introduce financing options and guide customers toward applying. Typical placements include:
- Product Detail Page On-Site Messaging
- Cart Page Messaging
- Financing Page
- Email & Promotional Links
These touch-points introduce Credit Key before checkout and increase overall approval and usage rates.
Updated about 1 month ago